How You Payment Gateway Works

 Consumer places an order with the merchant through any number of sales channels: Web Site, Call Center, Retail, Wireless or Broadband.

Payment Gateway detects an order has been placed, securely encrypts and forwards the Authorization Request to the Consumer's Credit Card Issuer to verify the consumer's credit card account and funds availability

The Authorization (or Decline) Response is returned via the Payment Gateway to the Merchant. Round trip this process averages less than 3 seconds.

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Upon approval, the Merchant fulfills the consumer's order.

Payment Gateway sends the settlement request to the Merchant Account Provider.

The Merchant Account Provider deposits transaction funds into the Merchant's Checking Account.

Your Virtual Terminal is a secure, browser-based interface that enables businesses to authorize, process and manage credit card transactions from any computer that has an Internet connection and a Web browser. Virtual Terminal replaces standard authorization terminals or software, and provides the best solution for merchants who manually enter credit card transactions for mail or phone order sales.

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Virtual Terminal suits businesses of all sizes because it reduces the complexity and expense normally associated with authorizing and processing credit card transactions. It's also much faster than standard dial-up authorization systems. Businesses with a Payment Gateway simply access the Virtual Terminal through our Web site using any Web browser. After logging into their account using a unique user ID and a password, merchants can access a complete range of services - authorizations for purchases, credits and returns, status and activity reports, and much more.

How You Payment Gateway Works


If you don't have a Merchant Account and Payment Gateway and would like to accept credit cards on your mobile app development & website design, call your live customer service number to apply. Internet Merchant Accounts have become very popular and are easily approved for most people.

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Pricing

Affordable and extremely user friendly, a UNIMweb mobile app development & website design will present a professional image of your Business to the world. Check out a few mobile app development & website designs built using the UNIM Web Builder and see what you can do with a little imagination. A Candle Shop  |  A Super Mall  |  Laser Tag Info and this mobile app development & website design (Royaltymobile app development & website designDesign) was built with the UNIM Web Bulider using a blank template.


All clients can take advantage of standard hosting services that include live customer service and tech support during normal business hours and email support after hours. This is a phone number you will talk with a real live person (no voice mails here) that stay on the line with you until your problem in resolved. You can't even do that calling the phone company!

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As a UNIM customer, you will be provided with the lowest priced monthly hosting possible for this level of sophistication and customer service/tech support. At just $39.95 for per month (includes the unlimited catalog and shopping cart), your mobile app development & website design will be available to the world 24 hours a day, 365 days a year.


Suggested retail price from UNIM is $999.00. You can get your UNIM Web Builder Software today for $350.00 US. A shopping cart and catalog can cost this alone. With over $1,000 in combined features, this is a real bargin.


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