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How You Payment Gateway Works

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 Consumer places an order with the merchant through any number of sales channels: Web Site, Call Center, Retail, Wireless or Broadband. Payment Gateway detects an order has been placed, securely encrypts and forwards the Authorization Request to the Consumer's Credit Card Issuer to verify the consumer's credit card account and funds availability The Authorization (or Decline) Response is returned via the Payment Gateway to the Merchant. Round trip this process averages less than 3 seconds. mobile app development company Upon approval, the Merchant fulfills the consumer's order. Payment Gateway sends the settlement request to the Merchant Account Provider. The Merchant Account Provider deposits transaction funds into the Merchant's Checking Account. Your Virtual Terminal is a secure, browser-based interface that enables businesses to authorize, process and manage credit card transactions from any computer that has an Internet connection and a Web browser. Virtual Termina...